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Critical Illness

The Problem with Critical Illness Events Today is… YOU LIVE.

A recent study showed that nearly one-third of families being treated for critical illnesses faced housing, food or energy insecurity — meaning they were in danger of having their power turned off, of not being able to eat or of losing their home — and that one-quarter lost more than 40% of their household income. With critical illnesses: The expenses are significant and your income dramatically reduced.

Consider these facts:

  • Get this fact first: Your health insurance will not cover all your costs – period.
  • Each year 12.7 million people discover they have cancer. Half of all men and one-third of all women will develop cancer during their lifetime.
  • Critical injuries: One out of 4 before the age of 65. The elderly are not the only ones affected.
  • Forty-eight percent of foreclosures are the result of financial hardship due to critical illness.
  • Bankruptcies resulting from critical illness more than 60%.
  • Critical illness claims tied to cancer, heart attack, or stroke: 90%.
  • The highest out of pocket expense is $21,955 for heart attack and $23,380 for stroke.
  • About half of U.S. households have savings of less than $10,000.

Through a sample policy, a 50-year-old would pay ~ $26 for $15,000 of coverage for cancer, heart attack, stroke, kidney failure, major organ transplants, and 20-some additional diseases, including ALS, also known as Lou Gehrig’s disease. The younger you are when you purchase this coverage, the less costly the premiums.

Call 918-615-8656 for a quick quote – no obligation. This could truly be a financial lifesaver for you.